Affordable Care Act

On October 1, 2013, Health Insurance Marketplaces opened in every state, and millions of Americans became eligible to apply for coverage. 

The NERGN would like to help families and communities to understand the law and to access the related resources. Below, we have provided resources for understanding the ACA, accessing the new health insurance and informing about the impact on Children and Youth with Special Health Care Needs (CYSHCN).


Open Enrollment occurs every year. Even if the enrollment period is closed, you may still have options to get health insurance coverage. Link to see if you qualify for a Special Enrollment Period.

During Open Enrollment Period, here are a number of different methods you may use to enroll in a health insurance plan:

  • You can go to an on-line marketplace, which will also provide you the option to use the telephone, a paper application, online, or in-person assistance.
  • You can seek the assistance of a Navigator.
  • You can use an insurance agent or broker.

Marketplaces is the online destination for the Health Insurance Marketplace. This is the website for open enrollment for your health insurance with all the information you need. The Marketplace is like a virtual shopping mall for insurance policies; where you are able to compare policies, benefits and pricing; and purchase your health insurance. Some states have established their own healthcare marketplace sites to shop, compare and enroll in healthcare coverage. And some states will use the site. Here are the links for the New England states:

Para informacion en Espanol, visite .


  • Health Insurance Jeopardy is a video series developed by the National Disability Navigator Resource Collaborative (July 2015).